General remarks 

These remarks relate exclusively to contents and functions published by Helvetica Group AG and its subsidiary, Helvetica Asset Management AG (“HAM”), on our site at www.helvetica.com. By accessing the HAM website, you declare that you accept the following legal notices/terms of use without any reservations. Please read them carefully before accessing this website. 

If you do not accept one or more of these provisions, please leave the www.helvetica.com website. 

Not an offer
This website represents advertising. The information contained on this website does not constitute a solicitation, offer, or recommendation to buy or sell collective investment schemes or other financial instruments or to engage in any other transactions. The information contained on this website does not take the user’s personal situation and circumstances into consideration nor is it the result of objective or independent analysis. HAM provides the information, materials, and opinions published on the site solely for personal use and informational purposes; they do not take into account the special needs, investment objectives, and financial position of specific investors. They do not present complete descriptions of the products, services, markets, or developments mentioned here. These products and services are not suitable for all investors, and trading in these products entails risks. The total loss of the investment cannot be ruled out. All information, materials, and prices shown here are merely indicative unless expressly stated otherwise. The information and materials do not relieve investors of the obligation to conduct their own independent assessment. The information on this website does not constitute a decision-making aid for economic, financial, legal, regulatory, tax, accounting, or other questions nor should any investment or other decisions be made solely on the basis of this information. Potential investors are advised to consult professionals concerning the economic, legal, and tax consequences of any investment before making any investment decisions. 

The acquisition of collective investment schemes or subscriptions are possible solely on the basis of the latest issue prospectus (in the case of stock issues), sales prospectus, simplified prospectus, basic information sheet (if available), and the latest annual report (or semi-annual report, if more recent). The issue prospectus, the sales prospectus, and the simplified prospectus, the basic information sheet (if available), and the annual and semi-annual reports can be obtained free of charge from HAM or from the custodian bank. 

Risks, performance
Investments in financial instruments involve risks, including the potential total loss of the invested capital. The price, value, and yield of collective investment schemes and other financial instruments are subject to fluctuations. Past performance is not indicative of future results and offers no guarantee of future success. 

Detailed information on trading in securities and on investments in collective investment schemes and other financial instruments can be found in the brochure “Risks in Trading with Financial Instruments” published by the Swiss Bankers Association. The major risks of the individual collective investment schemes and other financial instruments can also be found in the related prospectuses.

US Personen / Länderbeschränkung (US Persons / Country Restrictions)
Persons who are US citizens, residents of the USA, or persons who otherwise qualify as “US persons” under applicable US law are not permitted to acquire or hold units of the collective investment scheme or other financial instruments presented on this website. 

The information on this website is expressly not directed at persons whose nationality or place of residence prohibits access to such information under applicable law. 

No warranty
The information, materials, opinions, products, and services are subject to change at any time without prior notice. HAM makes no representation or warranty (express or implied) as to the accuracy, completeness, adequacy, timeliness, or reliability of the information, materials, and opinions published on this website. In particular, HAM is under no obligation to update or keep current any information, materials, or statements of opinion contained on this website, to remove any information, materials, or statements of opinion from this website that are no longer current, or to label them expressly as such. 

Legal information about the links
This website may contain links to other websites that are not under the control of HAM. HAM has no control over the content and design of linked pages. HAM expressly disassociates itself from any and all content that it has not originated and does not espouse any such content as its own. HAM is not liable for any damage or loss of data caused by the linked websites. Visitors click on such links at their own risk. HAM cannot be held liable for the correctness, completeness, and legality of the sites and for any offers on such websites. 

Intellectual property rights
HAM or the pertinent owner of the rights retains ownership of any and all rights, titles, and claims (including copyrights, trademarks, patents, and other intellectual property rights and other rights) in, to, and arising from any and all information and content (including any and all texts, data, graphics, and logos) on this website. Single pages and/or parts of this website may be printed solely and exclusively for private or internal use and solely to the extent that any such printout contains any and all relevant copyright and other proprietary notices. Users are prohibited inter alia from modifying, copying, transmitting, sharing, displaying, performing, reproducing, publishing, licensing, framing in a web page, transferring, and creating derivative works from any information, text, graphics, images, video clips, directories, databases, listings, or software, whether in whole or in part, obtained from this website or otherwise using any such materials for commercial or public purposes without the prior written consent of HAM or the copyright holder. The systematic retrieval of content from this website (whether automatically or manually) for the purpose of directly or indirectly compiling a collection or database or directory or creating a link to this website without the written consent of HAM or the copyright holder is prohibited. Except as described above, use of the HAM name and logo for any purpose without the written consent of HAM is prohibited. Consent to the use of the HAM logo, name, or website does not transfer or grant any copyright. 

Liability
HAM accepts no liability whatsoever for direct or indirect loss or damage of any kind, be it direct, indirect, or consequential loss or damage, liability claims, costs, demands, or expenses, etc., that may result from visiting these web pages or that result from or are related to the use of information and materials or parts thereof. This precludes as well any liability due to negligence and applies even if and when HAM was aware of the possibility of such consequences.

HAM refuses to accept any liability for manipulations of the internet user’s IT systems by unauthorized persons. There is always a risk of viruses and hacking attacks whenever IT systems are used. 

Modification of the Terms of Use 
HAM reserves the right to modify the Terms of Use without specific notice. HAM asks you to read and review these terms before accessing any HAM website. 

Severability
If any provisions of this legal information/these Terms of Use are determined by a competent court or authority to be invalid, illegal, or unenforceable, any such provision shall be deemed severable from this legal information/these Terms of Use. Any such determination is without prejudice to the validity, legality, and enforceability of the remaining provisions, however. 

Proper law/Venue
The use of this website is governed by Swiss law. The sole and exclusive venue for any and all disputes arising from or in relation to this website is Zurich. 

Helvetica Group AG, Brandschenkestrasse 47, CH – 8002 Zurich
Helvetica Asset Management AG, Brandschenkestrasse 47, CH – 8002 Zurich